Having a unique high-quality product for this niche industry has opened enormous possibilities for conquering fast growing markets and positioning as a serious partner that thinks and works with the clients to solve their challenges.
By focusing on solution flexibility, ASPEKT will remain keen on supporting microfinance business transformations, integrating wider social and financial scope with emphasis on improving operational performance and prosperity.
The ASPEKT team is working on a dynamic model for Vintage Reporting and Advanced Statistical Behavior Analysis that will be included in the next Aspekt Microfinance Software releases.
Other innovations that are planned are self-learning mechanisms in Credit Scoring Module for suggesting the recalibration of the score cards, based on the statistics and Portfolio at Risk models.
The reports will be available for publishing on the web, through system management tools, which means that the reports will have the possibility to be set from client side and be published in parallel on the web portal, dash board, mobile devices etc., in order to provide timely information for the management board and loan officers working on field.
ASPEKT will continue investing in further enhance of the model for on-field accessibility of loan application process and full client appraisal, by providing more comprehensive mobile platform and appraisal interface, removing entirely the paper based process and making it more affordable and effective for Loan Officers to collect data in rural areas.